For Real Estate Agents

Your buyer asks about lava zones at 8pm. Here’s your answer by morning.

Real estate agents face the disclosure gap every week. Buyers ask about insurance risk. You don’t have time to pull 10 data layers from 6 government sources before the showing. One $19 brief covers it — lava zone, FEMA flood, wildfire, wind, tsunami exposure, coastline distance, roof age, and a carrier-ready summary, all cited to the public record.

Your buyer pays $19, not you. You look like the agent who had the answer before they finished asking.

Get a free lookup for your next listingQuestions? Email [email protected]
Save 20 min
per transaction

No more switching between USGS, FEMA, HI-EMA, and county GIS sites. One document, one lookup, delivered to your inbox.

Cover your disclosure
with cited public data

Every field links back to the named government source and retrieval timestamp. Not an opinion — public record, documented.

Your buyer pays $19
not you

Send them the link. They look up the address, see 3 fields free, and pay $19 if they want the full brief. Zero cost to you.

How it works

Three steps. Your buyer is done in 5 minutes.

Share the link. They do the lookup. You get the intelligence.

01

Type the address

Your buyer (or you) enters any Hawaii property address. Autocomplete matches it to the county parcel record and pulls the TMK in seconds.

Free — no card required
02

See the free 3-field preview

Lava hazard zone, FEMA flood designation, and tsunami evacuation status load instantly at no cost. Enough to know if there is a problem before going further.

3 fields, instant, no payment
03

Order the full brief for $19

Seven more fields plus a carrier-readable summary land in their inbox within 60 minutes. Every data point cited to the source with a retrieval timestamp.

$19 · delivered within 60 min

What’s in a brief

Ten fields. Every one sourced, every one relevant at the offer table.

This is not a checklist your buyer will skim. It is the exact data an underwriter enters into a quote system — translated into plain language so no one gets surprised at closing.

1
Lava hazard zone
Shows your buyer exactly why Zone 1 is uninsurable, or confirms Zone 9 is a non-issue
2
FEMA flood zone
Tells them if flood insurance is mandatory before their lender does
3
Tsunami evacuation zone
HI-EMA designation — some buyers will walk if they are in one
4
Distance to coastline
Carriers use proximity to set wind and surge loadings
5
Hurricane wind design speed
ASCE 7-16 value — the number underwriters enter into quote systems
6
Wildfire exposure index
HWMO score — often surprises buyers on dry-side Maui and Big Island
7
Special Management Area
Flags coastal zone restrictions that affect renovation and rebuild scope
8
Roof age estimate
Permit-based estimate — carriers ask, buyers need to know before negotiating
9
Carrier-readable summary
Three sentences an underwriter can paste directly into a quote application
10
Source citations
Every data point footnoted to the public source with a retrieval timestamp

Fields 1–3 are free for any Hawaii address. Fields 4–10 unlock with the $19 full brief.

Agent referral link

Send clients directly to your personalized link

Every agent gets a custom referral URL with a ?ref=your-name parameter. Drop it in your listing emails, your buyer welcome packet, or your Instagram bio. We track which orders come through each agent’s link.

Example referral link
insurability.ikenagroup.com?ref=jane-doe

Replace jane-doe with your name or initials. Every brief ordered through that link is attributed to you in our system.

In your listing email

"Run the free insurance lookup before your showing:"

In your buyer packet

"Before we submit an offer, check insurability here:"

On social

"Know your lava zone before you make an offer."

Get a free lookup for your next listingCheck your referral statsQuestions? Email [email protected]

Common questions

What agents ask before recommending the brief

Is this an insurance quote?

No. The brief is a research document compiled from public GIS records. It tells your buyer what the data says about the property's hazard profile — the same data a carrier's underwriter will pull when they receive a quote application. The brief does not determine premium, coverage terms, or whether a policy will be issued.

Can this create disclosure liability for me?

The brief is sourced to named public records with retrieval timestamps, which means every field is verifiable. You are not making a representation — you are sharing public data that already exists. That said, consult your broker if you have jurisdiction-specific disclosure questions.

What if my buyer is on Maui or Kauai, not the Big Island?

The brief covers all four main Hawaiian islands. Lava zone data applies to Hawaii Island only; that field will read 'N/A — not applicable for this island' for Oahu, Maui, and Kauai properties. All other fields — flood, wind, tsunami, wildfire, coastline, roof age — apply statewide.

How long does delivery take?

Target is under 60 minutes. During our current launch period, a human operator reviews and sends each brief manually. The three free fields (lava, flood, tsunami) return instantly with no order required.

What if a data point is wrong?

Every field cites its underlying source. If the brief contains an error traceable to a source change or a lookup mistake, we will refund the $19 within 7 days of purchase — no argument.

Start with one brief

Know the risk before you make the introduction.

The agents who close in Hawaii’s current market are the ones who handled the insurance question before it became the reason the deal died. One lookup. One document. Sixty minutes.

Get a free lookup for your next listingQuestions? Email [email protected]